Veldbrande in die Oos-Kaap laat gesinne met groot finansiële verliese en skuld. Lees hoe skuldhersiening, sekwestrasie ander oplossings kan help. Vir baie gesinne in die Oos-Kaap eindig veldbrande nie wanneer die vlamme geblus is nie. Dis eers dán dat die werklikheid inskop: geen inkomste, groot verliese en skuld wat begin opbou. Volgens berigte deur betroubare nuusbronne het onlangse veldbrande in die Oos-Kaap: 👉 Bron:SABC News… Read More »Wanneer die Vuur Dood is | Volg Finansiële Probleme…

Motus Group’s 2026 job cuts highlight the reality of navigating job cuts and salary cuts in 2026. Learn the impact, employee rights, and debt options. South Africa has entered 2026 facing continued economic pressure, and the automotive retail sector is already feeling the impact. One of the country’s largest vehicle retail groups, Motus Holdings, has started the year with job cuts and salary and benefit… Read More »How To Navigate Job Cuts and Salary Cuts in 2026 | What Motus Restructuring Means

For many South Africans, January is not a fresh start. It is a financial reality check. Surviving January after the holidays is no easy feat, especially if you’ve overindulged or didn’t budget. After the festive season, households are often left with depleted savings, rising debt repayments, and growing pressure from creditors. Surviving January becomes less about optimism and more about financial survival. This article explains… Read More »Surviving January | Practical Solutions for A Debt Free 2026…

South Africa’s 25 basis point interest rate cut offers relief for homeowners and consumers, but fixed-rate loans remain unaffected. Learn how bond and vehicle repayments change, and why buying property during low-rate cycles can be risky. South Africa’s recent 25 basis point interest rate cut has been welcomed by homeowners and consumers. Although relief has been provided, caution must still be exercised. Lower borrowing costs… Read More »Debt Relief in Motion | What you need to know about the 25 Basis Point Cut

A Debt Review & Debt Restructuring Perspective (2025 Year-End Analysis) A family of four in South Africa needs a minimum of around R38,000 per month to survive, but the average household income is far lower: About R20,887 in Gauteng and R11,495 in the Eastern Cape. This gap explains why so many families rely on debt review and debt restructuring to manage rising living costs, high… Read More »Household Income Too Little? | Let’s Explore How to Survive Monthly…

Financial Rehabilitation After Sequestration in South Africa: An Information Guide Financial rehabilitation is a key legal process that follows sequestration in South Africa. It marks the point at which a person who was declared insolvent regains full legal and financial capacity. This guide explains what financial rehabilitation means, when it can happen, how the process works, and what steps individuals can take to rebuild their… Read More »Financial Rehabilitation | A Complete Guide | What Happens After Sequestration?

Learn about the hidden dangers of Black Friday purchases, especially when you’re already struggling financially. Can your Black November purchase tip the scale and leave you BROKE? The answer is an easy one. A special is only a bargain if you can afford it. Black Friday can deepen financial distress for over-indebted South Africans. Especially when emotional triggers and retail tactics override rational decision-making. Here’s… Read More »The Hidden Dangers of Black Friday | Can You Afford Your ‘Bargain’?

An educational guide by Insolvency Care 📘 Introduction In 2025, South Africa is facing a sharp rise in personal insolvency, largely driven by widespread retrenchments across key industries. This phenomenon — often referred to as the “jobs bloodbath” — has left thousands of households unable to meet their financial obligations. This guide explains how retrenchment leads to insolvency, what sequestration entails, and how the legal… Read More »Job Bloodbath vs Personal Insolvency

In this article, the aim is to explain voluntary surrender of estate, its meaning, and what it entails, as well as the benefits it holds for overindebted South Africans. Losing your job can be devastating, especially when debt starts piling up and creditors won’t stop calling. If you’re unemployed and overwhelmed by debt, one of the most powerful legal solutions available in South Africa is… Read More »VOLUNTARY SURRENDER OF ESTATE EXPLAINED | HOW TO GUIDE…